The significance of financial literacy is garnering worldwide attention across all age groups. Financial literacy has been defined by certain scholars as a necessary skill for individuals to possess in order to effectively navigate their future financial endeavors. The aim of this article is to perform a bibliometric analysis and systematic literature review in order to investigate the present corpus of scholarship on the application of Financial Literacy. The present study entailed a comprehensive analysis of existing research papers to ascertain the principal contributors to this specific domain, noteworthy subthemes, and prospective directions for further investigation. There has been a noticeable rise in the quantity of literature pertaining to this topic during the period spanning from 2020 to 2023. Furthermore, the utilization of network analysis was employed to chart research clusters. The aforementioned discovery yielded a cumulative total of 84 scholarly publications. The findings of the analysis indicate that there exists a gap in the comprehensive research of the keywords “Financial Behavior”, “Financial Attitude”, and “Financial Inclusion”.
Consumers waste significant amounts of food. Food waste presents a substantial problem for the environment, society and economy. Addressing the food waste challenge is crucial for fostering sustainable behavior and achieving the Sustainability Development Goal 12.3 agenda. Norms are a significant determinant in motivating consumers to prevent food waste and could be activated by other factors. Religiosity has the potential to influence norms related to food waste behavior. This study investigated how religiosity affects the intentions of consumers to minimize food waste. The interplay of religiosity, personal norms, subjective norms, and intention to avoid food waste was examined by the extended norm activation model. Data were obtained from Muslim consumers in Indonesia. Structural equation modeling evaluation showed that religiosity positively affects the intention to prevent food waste. The intention to avoid food waste is more closely associated with personal norms compared to subjective norms. Personal norms mediate the religiosity and food waste reduction intention relationship. Consumer awareness activates personal norms by making them feel accountable for food waste’s negative impact. These findings provide insights to stakeholders in developing policies to mitigate the food waste issue.
The research explores academia and industry experts’ viewpoints regarding the innovative progression of Virtual Reality (VR)-based safety tools customized for technical and vocational education training (TVET) within commercial kitchen contexts. Developing a VR-based safety tools holistic framework is crucial in identifying constructs to mitigate the risks prevalent in commercial kitchens, encompassing physical, chemical, biological, ergonomic, and psychosocial hazards workers encounter. Introducing VR-based safety training represents a proactive strategy to bolster education and training standards, especially given the historically limited attention directed toward workers’ physical and mental well-being in this sector. This study pursues a primary objective: validating a framework for VR-based kitchen safety within TVET’s hospitality programs. In addition to on-site observations, the research conducted semi-structured interviews with 16 participants, including safety training coordinators, food service coordinators, and IT experts. Participants supplemented qualitative insights by completing a 7-Likert scale survey. Utilizing the Fuzzy Delphi technique, seven constructs were delineated. The validation process underscored three pivotal constructs essential for the VR safety framework’s development: VR kitchen design, interactive applications, and hazard identification. These findings significantly affect the hospitality industry’s safety standards and training methodologies within commercial kitchen environments.
We develop a relatively cheap technology of processing a scrap in the form of already used tungsten-containing products (spirals, plates, wires, rods, etc.), as well not conditional tungsten powders. The main stages of the proposed W-scrap recycling method are its dispersing and subsequent dissolution under controlled conditions in hydrogen peroxide aqueous solution resulting in the PTA (PeroxpolyTungstic Acid) formation. The filtered solution, as well as the solid acid obtained by its evaporation, are used to synthesize various tungsten compounds and composites. Good solubility of PTA in water and some other solvents allows preparing homogeneous liquid charges, heat treatment of which yield WC and WC–Co in form of ultradispersed powders. GO (Graphene Oxide) and PTA composite is obtained and its phase transition in vacuum and reducing atmosphere (H2) is studied. By vacuum-thermal exfoliation of GO–PTA composite at 170–500℃ the rGO (reduced GO) and WO2.9 tungsten oxide are obtained, and at 700℃—rGO–WO2 composite. WC, W2C and WC–Co are obtained from PTA at high temperature (900–1000℃). By reducing PTA in a hydrogen atmosphere, metallic tungsten powder is obtained, which was used to obtain sandwich composites with boron carbide B4C, W/B4C, and W/(B4C–W), as neutron shield materials. Composites of sandwich morphology are formed by SPS (Spark-Plasma Sintering) method.
Mapping land use and land cover (LULC) is essential for comprehending changes in the environment and promoting sustainable planning. To achieve accurate and effective LULC mapping, this work investigates the integration of Geographic Information Systems (GIS) with Machine Learning (ML) methodology. Different types of land covers in the Lucknow district were classified using the Random Forest (RF) algorithm and Landsat satellite images. Since the research area consists of a variety of landforms, there are issues with classification accuracy. These challenges are met by combining supplementary data into the GIS framework and adjusting algorithm parameters like selection of cloud free images and homogeneous training samples. The result demonstrates a net increase of 484.59 km2 in built-up areas. A net decrement of 75.44 km2 was observed in forest areas. A drastic net decrease of 674.52 km2 was observed for wetlands. Most of the wastelands have been converted into urban areas and agricultural land based on their suitability with settlements or crops. The classifications achieved an overall accuracy near 90%. This strategy provides a reliable way to track changes in land cover, supporting resource management, urban planning, and environmental preservation. The results highlight how sophisticated computational methods can enhance the accuracy of LULC evaluations.
In order to address severe siltation and enhance urban green spaces in Xianyang Lake, the research offers a sustainable solution by proposing an innovative integration of ecological dredging and landscape transformation. The key findings are as follows: Firstly, an ecological dredging mechanism was established by directly transporting sediment from Xianyang Lake to its central greenbelt, reducing dredging costs and environmental impact while creating a sustainable funding cycle through revenue from eco-tourism activities. Secondly, the landscape artistic conception of the central greenbelt was significantly improved by leveraging the natural distance between the lakeshore and the greenbelt, offering diverse viewing experiences and enhancing the cognitive abilities and urban life satisfaction of tourists. Thirdly, the project demonstrated substantial economic and social benefits, including revenue generation from paid activities like boat tours, increased public awareness of biodiversity through ecological education, and improved community well-being. The central greenbelt also enhanced the urban environment by improving air quality, mitigating the "heat island effect", and providing habitats for wildlife. This integrated approach serves as a model for sustainable urban development, offering valuable insights for cities facing similar ecological challenges. Future research should focus on long-term monitoring to further evaluate the ecological and socio-economic impacts of such projects.
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