Financial markets have adopted measures aiming at strengthening insurance industry and digital financial assets. Efforts have also been made to strengthen the financial sector and expand lending opportunities in times of economic turmoil. The role of the central banks as a mega-regulator have played a crucial role in implementing coordinated policies and improving the stability of the financial sector. This review paper analyses 100 papers and proposes recommendations for policy makers. The results confirm the financial sector has shown positive performance indicators, and the capital market has become increasingly important along with non-credit financial institutions. However, the growing number of first-time investors in the capital market requires a renewed focus on consumer protection and financial literacy. In addition, the development of digital technologies has changed the landscape of financial services, forcing financial institutions to fight for continued customer loyalty.

The development of artificial intelligence (AI) and 5G network technology has changed the production and lifestyle of people. AI also has promoted the transformation of talent training mode under the integration of college industry and education. In the context of the current transformation of education, AI and 5G networks are increasingly used in the education industry. This paper optimizes and upgrades the training mode of skilled talents in higher vocational colleges by using its advanced methods and technologies of information display. This means is helpful to analyze and solve a series of objective problems such as the single training form of the current talent training mode. This paper utilizes the principles and laws of industry university research (IUR) collaboration for reference to construct and optimize the talent training mode based on the analysis of the requirements of talent training and the role of each subject in talent training. Then, the ecological talent training environment can be realized. In the analysis of talent training mode under the cooperation of production and education, the correlation coefficients of network construction, environment construction, scientific research funds, scientific research level, and policy support were 0.618, 0.576, 0.493, 0.785, and 0.451, respectively. This showed that the scientific research level had the greatest impact on talent training in the talent training mode of IUR collaboration, while policy support had less impact on talent training compared with other factors. The combination of AI and 5G network technology with the talent training mode of IUR cooperation can effectively analyze the influencing factors and problems of the talent training mode. The hybrid method is of great significance to the talent training strategy and fitting degree.

This article explores the landscape of entrepreneurship education in Indonesia amid the wave of digital transformation. The research method uses Systematic Literature Review (SLR) to review research results sourced from journals indexed in Sinta or nationally accredited journals in Indonesia which can be accessed on Google Scholar. The conclusion, (i) Digital transformation-based entrepreneurship education creates a new learning model in colleges with the aim of developing entrepreneurial attitudes and values among young people, especially students, so as to produce entrepreneurial intentions. (ii) Higher education as an entrepreneur education provider must follow the progress of digital transformation in the teaching process of entrepreneurship education so that digital literacy among lecturers and students is getting better. (iii) The participation of stakeholders, the Government, college and the business world, is expected to provide support in policy making, especially curriculum changes in accordance with current circumstances in creating new business actors or entrepreneurial intentions.

This study aims to evaluate theories and ideas about social values and determine the high quality of virtues that potentially change social practices, thinking, self-awareness, and behavior of the individual and society. The relevance of the study of value components is determined by the fact that such values as “spirituality and morality”, “responsibility”, “justice”, “rationality”, and “security” are capable of capturing the greatest value of many interests, which allows for the integration of society. An experimental study was conducted using sociological research methods based on developed questionnaires with questions touching on the parameters of sustainable development of society, determining the high quality of virtues and behavior of the individual and society. The study was conducted from May to June 2023 (N = 1387). Based on Demoethical values, special attention is paid to global problems related to climate change and inefficient use of energy and water resources, thereby achieving the Sustainable Development Goals. As a result of the study, Demoethical values are revealed in interaction with the economic components of demography, democracy, and demoeconomics as a tool for social transformation, as they shape the harmonious vision of the world, human behavior, decisions, and relationships with other people.