Financial inclusion and social protection have been recognised as the primary essential stimuli from the potential they carry as avenues for economic development, especially with respect to reduction in poverty and inequalities, the creation of employment and the enhancement overall welfare and livelihood. However, inclusive access to financial resources and equitable access to social protection interventions have remained a significant concern in Nigeria. In addition, the emergence of the COVID-19 pandemic exposed the weakness of Nigeria in all sectors of the economy such as energy, health, education and food systems and low-level inclusive access to financial resources and social protection coverage. On the other hand, this study argues that financial inclusion and social protection has the potential to mitigation shocks orchestrated by the COVID-19 pandemic. This study empirically examines how social protection interventions and access to financial resources responded to COVID-19 pandemic. The study made use of data sourced from the World Bank’s COVID-19 national longitudinal phone survey 2020 and applied the logit regression. The findings show that social protection and access to financial resources significantly associated with the likelihood of shock mitigation during the COVID-19 pandemic. The results show that social protection intervention reduces the probability of being severely affected by shocks by 0.431. Given this result, the study recommends that the government should put more effort into proper social protection intervention to mitigate the effect of the COVID-19 pandemic.

Heat recovery is one of the measures proposed for the appropriate use of ammonia in tropical countries. This article analyzes a heat recovery system installed in an industrial refrigeration plant. Based on comparative readings of operating parameters of the installation, determined the effectiveness of the heat exchange, the increase in the efficiency of the refrigeration system, as well as the fuel saved by heating water in the industry. The results obtained reported that the thermal design based on heat exchange in annular spaces allows a significant saving of resources and a high rate of thermal utilization.

This study addressed the procedural aspects of the claim for civil liability for nuclear damage in accordance with the newly promulgated Law on Civil Liability for Nuclear Damage No. 4 of 2012 of the United Arab Emirates and the Vienna Convention. The study was divided into two main investigators; the first main investigator examined the parties to the claim for nuclear damage, which, in turn, was split into two main sections: the first section examined the claimant, and the second section examined the defendant. The second main investigator of this paper examined civil liability for nuclear damage, which, in turn, was split into two main sections: the first of which addressed the jurisdiction in the claim for liability for nuclear damage, and the second of which dealt with the time to initiate proceeding. The study based its conclusions on several findings and recommendations, the most important of which was to propose amendments to the Civil Liability for Nuclear Damage Act in line with the general rules of civil liability and the Vienna Convention.

With the improvement of people's living standards, water heaters almost into the various households. In the energy-saving emission reduction has become the trend of the times today, saving energy and reducing carbon emissions is the most fashionable way of life. Air source heat pump water heaters are increasingly being used in people's lives. It is well known that it has many advantages, safety, energy saving, comfort, environmental protection, but there are some factors that affect its development and promotion. This paper mainly discusses the development history of air source heat pump technology at home and abroad, working principle, working flow, turbo technology at present stage, efficient heat exchange, and the research status of air source heat pump technology, such as new type refrigerant and dual frequency compression frequency conversion, then it discusses the application of air source heat pump technology, has the advantage, and finally discusses its application and the existence of two major problems and suggestions for improvement.

Phytomediation is an environmentally friendly green rehabilitation technology that is often incorporated with an application to improve calcium peroxide and phytohormones required for the growth of agricultural plants with the expectation to improve the effectiveness of plant rehabilitation. This study mainly consists of two parts: (1) water culture experiment and (2) pot culture experiment. In the water culture experiment, we attempt to understand the influence of the addition of calcium peroxide, phytohormones (IAA and GA₃) and a chelating agent on the growth of sunflower plants. However, in the pot culture experiment, when hormones and the chelating agent EDTA are introduced to different plant groups at the same time, if the nutrition in the water required by plants is not available, the addition of the hormone cannot negate the toxicity caused by EDTA. In terms of calcium peroxide, due to quick release of oxygen in water, this study fails to apply calcium peroxide to the water culture experiment.

When the pot culture experiment is used to examine the influence of hormones at different concentration levels on the growth of sunflowers, GA₃ 10^-8 M is reported to have the optimal effectiveness, followed by IAA 10^-8 M; IAA 10^-12 M has the lowest effectiveness. According to an accumulation analysis of heavy metals at different levels, GA₃ concentrates in leaves to transport nutrition in soil to leaves. This results in an excellent TF value of 2.329G of GA₃ than 1.845 of the control group indicating that the addition of the hormone and chelating agent to GA₃ increases the TF value and the chelating agent is beneficial to the sunflower plant. If we examine phytoattenuation ability, the one-month experiment was divided into three stages for ten days each. The concentration level of heavy metals in the soil at each stage dropped continuously while that of the control group decreased from 31.63 mg/kg to 23.96 mg/kg, GA₃ from 32.09 mg/kg to 23.04 mg/kg and EDTA from 30.65 mg/kg to 25.93 mg/kg indicating the quickest growth period of the sunflowers from the formation of the bud to blossom. During the stage, the quick upward transportation of nutrition results in quick accumulation of heavy metals; the accumulated speed of heavy metals is found higher than that of directly planted plants. This study shows an improvement in the effectiveness of the addition of hormones on plant extraction and when rehabilitation is incorporated with sunflowers with the beginning bud formation, better treatment effectiveness can be reached.

Credit policies for clean and renewable energy businesses play a crucial role in supporting carbon neutrality efforts to combat climate change. Clustering the credit capacity of these companies to prioritize lending is essential given the limited capital available. Support Vector Machine (SVM) and Artificial Neural Network (ANN) are two robust machine learning algorithms for addressing complex clustering problems. Additionally, hyperparameter selection within these models is effectively enhanced through the support of a robust heuristic optimization algorithm, Particle Swarm Optimization (PSO). To leverage the strength of these advanced machine learning techniques, this paper aims to develop SVM and ANN models, optimized with the PSO, for the clustering problem of green credit capacity in the renewable energy industry. The results show low Mean Square Error (MSE) values for both models, indicating high clustering accuracy. The credit capabilities of wind energy, clean fuel, and biomass pellet companies are illustrated in quadrant charts, providing stakeholders with a clear view to adjust their credit strategies. This helps ensure the efficient operation of banking green credit policies.