Cocoa is important for the economy and rural development of Ghana. However, small-scale cocoa production is the leading agricultural product driver of deforestation in Ghana. Uncertain tree tenure disincentivizes farmers to retain and nurture trees on their farms. There is therefore the call for structures that promote tree retention and management within cocoa farming. We examined tenure barriers and governance for tree resources on cocoa farms. Data was collected from 200 cocoa farmers from two regions using multistage sampling technique. Information was gathered on tree ownership and fate of tree resources on cocoa farms, tree felling permit acquisition and associated challenges and illegal logging and compensation payments on cocoa farms. Results suggest 62.2% of farmers own trees on their farms. However, these farmers may or may not have ownership rights over the trees depending on the ownership of their farmlands. More than half of the farmers indicated they require felling permits to harvest trees on their farms, indicative of the awareness of established tree harvesting procedures. Seventy percent of the farmers have never experienced illegal logging on their farms. There is however the need to educate the remaining 30% on their rights and build their compensation negotiation powers for destructions to their cocoa crops. This study has highlighted ownership and governance issues with cocoa farming and it is important for the sustainability of on-farm tree resources and Ghana’s forest at large.

The financial inclusion program in Asia has begun to be carried out intensively, focusing on increasing public access, especially for people who have yet to enjoy banking services. This makes financial inclusion one of the development focuses in the financial sector in various countries, especially in the Asian region. This study compares the financial inclusion level and socioeconomic variables’ influence on financial inclusion in Asian countries in 2010–2022. To compare the level of financial inclusion in several Asian countries, the Index of Financial Inclusion (IFI) analysis method was used, while to examine the relationship between socioeconomic variables on financial inclusion, the Ordinary Least Square (OLS) method was used with an estimation technique, in the Fixed Effects Model approach. The results of this study indicate that, in general, financial inclusion in several Asian countries is mainly influenced by the usability dimension. In addition, only the variable GDP per capita is partially influential. While other variables, namely, the unemployment rate and population in rural areas, significantly influence the financial inclusion index.

This article refers to Hallstatt in Austria and Ioannina in Greece. The goals analyze the two locations that have similarities in geometric shape, digital elevation model (DEM), and geomorphology. Firstly, Hallsatt’s advances were more technical than aesthetic. There is a general tendency towards extravagance and baroque and Greco-Oriental influences. Secondly, Ioannina is a mountainous city located around Lake Pamvotis. The geometry develops parallel to the lake. The city experiences many cultures. The ancient city had an urban planning that characterized the Ottoman Empire. In the old part, there is the castle, old stone streets, wooden houses, and the house of the Greek Muslim Ali Pasha. The author obtains numerous aerial photographs using Google Earth software. The photographs were received dynamically for all the perimeters of the regions. In short, the cartographer has between 15 and 20 photographs. The next step is to align the photographs in Zephyr photogrammetry software. Configuring resolutions, distance, camera locations, contrast, and brightness is essential. The final products are the 3D texture, 3D model, and orthophotos from Hallstatt and Ioannina. Digital products are suitable for measuring areas, circumferences, and heights. Furthermore, digital products represent a digital archiving practice: conservation and visualization are crucial factors today as they share, represent, promote, and document urban planning, historical memory, and the natural environment.

With the rapid economic growth, the concept of digital economy and sustainable development has gradually become the main task facing our country. This paper constructs the evaluation system of the development level of digital economy and the comprehensive index of regional sustainable development by the entropy weight method, uses the two-way fixed effect model to explore the influence mechanism of digital economy on the sustainable development of the Yangtze River Delta region.