This study systemically examines the numerous impacts of climate change on agriculture in Tunisia. In this study, we establish an empirical and comprehensive methodology to assess the effects of climate changes on Tunisian agriculture by investigating current climatic patterns using crop yields and socioeconomic variables. The study also assesses the types of adaptation strategies agriculture uses in Tunisia and explores their effectiveness in coping with climate-related adversities. We also consider some resilience factors, namely the ecological aspect and economic and social camouflage pursued by the (very) men in Tunisian agriculture. We also extensively discuss the complex interconnected relationship between policy interventions and community-based adaptations, a crucial part of the ongoing debate on climate change adaptation and resilience in agriculture. The findings of this study contribute to this important conversation, particularly for areas facing similar challenges.

This paper aims to investigate the determinants of performance for insurance companies in Tunisia from 2004 to 2017. Namely, we consider three dimensions of determinants; those related to firms’ microenvironment, macroenvironment and meso or industry environment. The performance of insurance companies is measured using three criteria: Return On Assets (ROA), Return On Equity (ROE), and Combined Ratio. The independent variables are categorized into three groups: microeconomic variables (Firm Size, Financial leverage, Capital management risk, Volume of capital, and Age of the firm), meso-economic variables (Concentration ratio and Insurance Sector Size), and macroeconomic variables (Inflation, Unemployment, and Population Growth). The General Least Squares (GLS) regression technique is employed for the analysis. The study reveals that the financial performance of Tunisian insurance companies is positively influenced by firm size, capital amount, and risk capital management. On the other hand, it is negatively influenced by leverage level, industry size, concentration index, inflation, and unemployment. In terms of technical performance, the capital amount of the firm, industry size, age of the firm, and population growth have a positive impact. However, firm size, leverage, concentration index, and risk capital management negatively affect technical performance. This paper contributes to the existing literature by examining the determinants of performance specifically for insurance companies in Tunisia. Besides the classical proxies of performance, this paper has the originality of using the technical performance which is the most suitable for the case of Insurance companies.