There is fast growth of digital banking services in Saudi Arabia clearly shows the necessity of well-considered legal decisions. However, there is an obscurity with respect to protecting consumers’ rights and creating a reliable atmosphere for digital finance through legal framework in the digital banking sector in the Kingdom. The primary aims and objectives of this research is to scrutinize the digital banking consumers’ protection legal framework being overseen in Saudi Arabia, analyzing its content, mechanisms, and impact on different stakeholders. Similarly, the study tires to determine its efficacy as well as identify the roadblocks which can prevent its success. Through an extensive review and examination, the evaluation defines key issues, difficulties and finalizes statements about the legal field. The content analysis methodology was used to help address issues emanating from the existing literature. Various scholarly articles, policy documents, and regulatory guidelines were explored. In other words, data for this study were collected through different search sources such as journals, traditional articles of Google Scholar, policy documents, and library sources. A total of 25 articles were explored and contributed immensely to unveiling various aspects of the legal framework of digital banking as well as consumers’ protection in the Kingdom. The findings of this investigation have identified three basic themes on the domestic legal regulation of consumers’ protection in the digital banking system in Saudi Arabia. First, the study has analyzed various legislations such as: consumer protection law, sector-specific regulations, among others concerning the rights and duties of consumer protection. Second, legal obligations in seeking remedies when there is a discriminatory treatment in digital banking services. Third, it has been established that Saudi Arabia have taken a proactive step towards a robust safety cushion to protect the consumer rights and minimizing the risks involved in cybersecurity in the context of Saudi Arabia. Theoretically, on one hand, the study highlights the paramount significance to consumers’ protection legislations in the Kingdom. On the other hand, practically, the Kingdom’s witness of rapid economic growth and technological advancement, ensuring robust consumer protection measures becomes increasingly paramount to foster trust, promote fair business practices, and enhance consumer confidence in the marketplace. Nonetheless, some limitations such as insufficient consumers’ education and regulatory inadequacies were noted which need national coordination between stakeholders. Notwithstanding the fact that the legal framework exhibits strong points especially in addressing vital issues, its timely evaluation, amendment, and enforcement is deemed as a key to solve the emerging challenges and obtain confidence of consumers when it comes to digital banking.

This study analyses the dynamic development of soybean (Glycine max (L.) Merr.) breeding in Russia, particularly examining its historical development, status, and future predictions. With the global demand for vegetable protein rising, understanding Russia’s potential contribution becomes crucial. This research provides valuable insights, offering precise data that may be unfamiliar to international researchers and the private sector. The authors trace the history of soybean selection in Russia, emphasizing its expansion from the Far East to other regions in Russia. The expansion is primarily attributed to the pioneering work of Soviet breeder V. A. Zolotnitsky and the development of the soybean variety in the Amur region in the 1930s. The study highlights the main areas of soybean variety originators, with approximately 40% of foreign varieties registered. The Krasnodar and Amur regions emerge as critical areas for breeding soybean varieties. In Russia, the highest yield potential of soybeans is in the Central Federal District. At the same time, the varieties registered in the Volga Federal District have higher oil content, and the Far Eastern Federal District has high protein content in the registered soybean varieties. The research outlines the state’s pivotal role in supporting soybean breeding and fostering a competitive market with foreign breeders. The study forecasts future soybean breeding development and the main factors that can influence the industry.

Empirical evidence suggests that generational cohorts display behavioral differences due to rapid advancements in science and technology and enhanced living standards. However, systematic studies examining the behaviours of different generations and their impact on creativity and its various antecedents are scant. This study was undertaken to bridge this gap in the literature by focusing on how generational differences could impact a few behavioural antecedents and employee creativity. The antecedent behaviours examined include self-efficacy, organizational commitment, employee empowerment, and work engagement. Data for the study was collected online using structured, standardized questionnaires. Data were collected from 432 samples and analyzed using Smart-PLS. The results show that most of the proposed antecedents impacted creativity. However, generational differences did not moderate the relationship between the antecedents and creativity. The study will interest scholars and social scientists, as it is the first to be conducted in Saudi Arabia. The study also discusses the implications and limitations. It is expected that the findings of this study will trigger more studies.

The effective drainage radius of coal seam is an important basis for the spacing of pre-drainage gas boreholes. To quickly and accurately determine the effective drainage radius, a new method was proposed. For the coal face where the desorbable gas content before mining has met the standard, the compliance of mine gas drainage rate was used as the basis to determine the effective drainage radius. The fluid-structure interaction model was constructed, numerical simulation of coal seam gas drainage was carried out by using COMSOL software, and the model was validated by combining the field test results. The results show that the new method has the advantage of short cycle. With the extension of drainage time, the increase of effective drainage radius gradually decreases, and finally reaches a relatively stable limit value, which conforms to the Langmuir function. The average error between numerical simulation and field test values of effective drainage radius is 4.9%, which proves that the model is reliable. This model can accurately predict the effective drainage radius under different coal seam gas contents and drainage times. The research results provide a new mean for determining the effective drainage radius of coal seam and the layout of gas drainage boreholes.

Context: Noise in the work environment, in all types of productive activities, represents a hazard and has not really been valued in its real dimension. Little has been seen that stakeholders have determined the urgency of managing noise control programs. Therefore, losses resulting from medical treatment and absenteeism, represented in health care and social services, result in hidden work-related costs that directly affect the gross domestic product in any country.

Method: This article compiles different case studies from around the world. The studies were divided for review into general studies on the effects of workforce noise and then particularized according to the effects of industrial noise on workers’ health. At a control level, the assessment and measurement of noise is defined through the use of tools such as noise maps and their respective derivations, in addition to spatial databases.

Results: According to the collection of information and its analysis, we observe that in the medium term, the economies will be diminished in an important percentage due to the consequences generated by the exposure to noise. Specific information can be found in the development of the article.

Conclusions: The data provided by the case studies point to the need for Colombia, a country that is no stranger to this phenomenon, and which additionally has the great disadvantage of not having significant studies in the field of noise analysis, should strengthen studies based on spatial data as a mechanism for measurement and control.

Financing: Fundación universitaria Los Libertadores.