The state delivery of affordable and sustainable housing continues to be a complicated challenge in Africa, and there is a need to encourage private sector participation. As a result, this study examines the risks associated with private sector participation in affordable housing and supporting infrastructure investment and the strategies towards mitigating the risks from an Afrocentric perspective. The evidence from a systematic literature review was coupled with the opinion of an international expert panel to address the paper’s aim and provide recommendations for developing improved housing and supporting infrastructure in Sub-Saharan Africa. The review outcomes and the qualitative data from the panel discussion were analysed using thematic analysis. The results revealed that market dynamics, land supply and acquisition constraints, cost of construction materials, unsupportive policies, and technical and financial factors constitute risks to affordable housing in the region. Mitigation strategies include leveraging joint efforts, strengths, and resource bases, increasing access to land and finance for private sector participation, developing a supportive government framework to promote an enabling environment for easy access to land acquisition and development finance, local production of building materials, research and technology adoption. In line with the United Nations (UN) Agenda 2030 targets and principles, reforms are required across the housing value chain, involving the private sector and community. Application of the study’s recommendations could minimise the risks of affordable housing delivery and enhance private sector participation.
This study deals with the impact of Vietnam bank size, loans, credit risk, and liquidity on Vietnam banks’ net interest margin, which are crucial for economic development. High profit margins result in a lower bad debt ratio due to timely loan collection and good liquidity. This study applies a panel data model to evaluate the relationship among bank size, loans, credit risk, liquidity, and marginal profitability, which are increasingly important in commercial bank growth. Data were collected from 2010 to 2022, and test methods were applied to select a good-fit model. Realizing that the factors that have a close correlation and affect the profit margin are 33.6% and 16.07%, 75.2%, 37.51%, 64.30%, and 41.11%, and R2 is 59.04%, respectively, this suggests that financial managers need to develop appropriate strategies and policies to adjust the factors that adversely affect commercial bank profitability.
The gravure printing process is widely utilized for large-scale, high-quality, multi-colored printing tasks executed at high press speeds. This includes a diverse range of products such as art books, greeting cards, currency, stamps, wallpaper, magazines, and more. This thesis addresses the fire risks associated with gravure printing, acknowledging the use of highly flammable materials and the potential for static charge-related incidents. Despite its prevalence, there is limited research on fire prevention and control in gravure printing. The study employs field observations, stakeholder interviews, and an extensive review of literature on fire risk and control in printing press operations in India. It analyzes the causes of fires using the fire triangle model, emphasizing the role of heat, combustible materials, and oxygen in fire incidents within the printing press environment. The thesis categorizes preventive measures into fire prevention and fire suppression actions, focusing on reducing fire load, static charge mitigation, and implementing firefighting systems. It observes that poor housekeeping, lack of awareness, and inadequate emergency control plans contribute significantly to fire hazards in press facilities. Additionally, the research identifies key factors such as high press temperatures, low humidity, improper storage, and inadequacies in firefighting systems as potential causes of fires. It emphasizes the need for optimal environmental conditions, proper storage practices, and effective firefighting infrastructure within press facilities. The study concludes with comprehensive guidelines for loss prevention and control, including management programs, housekeeping, operator training, pre-emergency planning, preventive maintenance, and plant security. It also addresses safety measures specific to gravure printing presses, such as automatic sprinkler systems, fire hydrant system, carbon dioxide flooding systems, and portable fire extinguishers. In summary, this thesis provides valuable insights into the multifaceted nature of fire risks in gravure printing presses and recommends a holistic approach for effective fire prevention and control.
With the acceleration of economic development and urban construction, urban security accidents have occurred around the world with alarming frequency, causing serious casualties and economic losses. Urban security planning and management as emerging areas of research have drawn widespread attention. For city development plans, urban security planning and management have become one of major topics. This paper first outlines the principles of urban security planning and management, combined with the construction of a digital and intelligent platform for urban emergency management. This research then analyzes the core technology and equipment support system of urban security management and its practical application. It also presents a new model based on urban security planning and management, followed by examples of its application in some mega infrastructure development for security planning and design (for example, Singapore Changi Airport and Shanghai Hongqiao Airport Transportation Hub). Additionally, a blast protection concept of urban security planning and management is provided.
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