Financial inclusion and social protection have been recognised as the primary essential stimuli from the potential they carry as avenues for economic development, especially with respect to reduction in poverty and inequalities, the creation of employment and the enhancement overall welfare and livelihood. However, inclusive access to financial resources and equitable access to social protection interventions have remained a significant concern in Nigeria. In addition, the emergence of the COVID-19 pandemic exposed the weakness of Nigeria in all sectors of the economy such as energy, health, education and food systems and low-level inclusive access to financial resources and social protection coverage. On the other hand, this study argues that financial inclusion and social protection has the potential to mitigation shocks orchestrated by the COVID-19 pandemic. This study empirically examines how social protection interventions and access to financial resources responded to COVID-19 pandemic. The study made use of data sourced from the World Bank’s COVID-19 national longitudinal phone survey 2020 and applied the logit regression. The findings show that social protection and access to financial resources significantly associated with the likelihood of shock mitigation during the COVID-19 pandemic. The results show that social protection intervention reduces the probability of being severely affected by shocks by 0.431. Given this result, the study recommends that the government should put more effort into proper social protection intervention to mitigate the effect of the COVID-19 pandemic.

Personal data privacy regulation and mitigation are critical in implementing financial technology (fintech). Problems with fintech users’ data might result from data breaches, improper usage, and trade. Issues with personal data will result in financial losses, crimes, and violations of personal information. This legal research used three approaches: conceptual, comparative, and statute-based. In order to implement the statutory method, all laws and regulations pertaining to the legal concerns of information technology, fintech, personal data security, and protection are reviewed. Due to the nature of the sources of data, this study mainly used literature study and document observation to collect the data. Then, legal interpretation, legal reasoning, and legal argumentation are all included in the qualitative juridical analysis. This article recommends two strategies that Indonesia should take to provide personal data protection, including: 1) establishing the Personal Data Protection Commission (PDPC); and 2) improving the financial literacy of consumers.

Silymarin, a bioactive compound derived primarily from the seeds and fruit of the milk thistle (Silybum marianum) plant, has garnered increasing attention in recent years due to its potential applications in agriculture. This comprehensive review explores the multifaceted role of silymarin in agricultural practices, shedding light on its chemistry, biological activities, and diverse applications. The chemical structure and properties of silymarin are elucidated, emphasizing its unique solubility, stability, and bioavailability, which render it suitable for agricultural use. A significant portion of the review is dedicated to examining the biological activities of silymarin, which encompasses its antioxidant properties. The underlying mechanisms responsible for these activities are explored, highlighting their potential as a natural solution for mitigating environmental stressors that adversely affect crop health and productivity. Illustrative examples from research studies and practical applications underscore its effectiveness in safeguarding agricultural yields and ensuring food security. Furthermore, the review delves into the potential of silymarin to enhance crop growth, yield, and quality. Mechanisms through which silymarin influences plant physiology and metabolism are examined, providing valuable insights into its role as a growth-promoting agent in agriculture. The review concludes with a forward-looking examination of the prospects of silymarin in agriculture, highlighting emerging trends and areas of innovation that hold promise for sustainable and resilient farming systems. In summary, this review consolidates the current body of knowledge surrounding silymarin’s potential in agriculture. It underscores the versatility of silymarin as a natural tool for crop protection, growth enhancement, and environmental sustainability, offering valuable insights for researchers, practitioners, and policymakers seeking innovative approaches to address the challenges of modern agriculture.

This research study was undertaken to complete a comparative study of the seminal work conducted by Anderson and Ruderman on procedural and distributive justice systems versus unionization. This research was conducted in 2023. The main focus of this research effort was to determine if current U.S. organizations were utilizing any form of justice system in protecting employees’ rights and providing processes that would prevent employees from having a desire to join a union for its protections. Parts of the original survey used by Anderson and Ruderman were used in this study to address the research questions and hypotheses posed for this study. A statistical analysis of the data was conducted, and the results indicated employees have a need for protection in their employment relationship. It is suggested that procedural and distributive justice systems be implemented as an alternative to unionization of employees to meet these employee protections.