This research explores the intricate relationship between digitalization, economic development, and non-cash payments in the ASEAN-7 countries over a ten-year period from 2011 to 2020. Focusing on factors such as commercial bank branches, broad money, and inflation, the study employs panel data regression analysis to investigate their impact on automated teller machine (ATM) usage. The findings reveal that commercial bank branches significantly influence ATM usage, emphasizing the role of accessibility, services, and technological preferences. Broad money also shows a significant impact on ATM transactions, reflecting the interplay between fund availability and non-cash transactions. However, inflation does not exhibit a direct influence on ATM usage. The research underscores the importance of maintaining service quality and security in the banking sector to enhance digital financial inclusion. Future research opportunities include exploring diverse non-cash payment methods and extending studies to countries with significant global economic impacts. This research contributes valuable insights to policymakers aiming to enhance digital financial inclusion policies, ultimately fostering economic growth through the digital economy in the ASEAN-7 region.
This paper proposes to apply a microfluidic chip combining DSC, DTA, and PCR-like functions for studying synthesis and selection of precursors of the genetic code carriers at hydrothermal conditions including those in natural high frequency fields (such as magnetosphere emission, atmospherics, auroras and lightings).
As an important ecosystem type in the coastal zone, mangroves have important ecological functions, such as maintaining coastal biodiversity, preventing wind and consolidating the coast, promoting silt and building land. It is of great significance to understand the protected status of mangroves in the context of climate change and rapid urbanization. Based on the mangrove classification data from remote sensing interpretation, through vacancy analysis, the in-situ protection status of mangroves in China is analyzed. The results show that the total area of mangroves distributed in China is 264 km2 (excluding the statistical data of Hong Kong, Macao and Taiwan), of which 61.4% are protected in natural reserves. In terms of the main provinces where mangroves are distributed, the mangrove area distributed in Hainan Province is small but the protection proportion is high, while the mangrove area distributed in Guangxi and Guangdong Province is large but the proportion of protected areas is relatively low. Among the three mangrove types, Rhizophora apiculate-Xylocarpus granatum and Rhizophora stylosa-Bruguiera gymnorrhiza had high proportions (>90%) covered by reserves, but relatively small areas. In contrast, Kandelia candel-Aegiceras corniculatum-Avicennia marina had relatively low reserve coverage (52.6%), but a large area. The study puts forward the key areas of mangrove distribution outside the nature reserve, and suggests that they should be protected by delimiting ecological protection red lines.
In order to maximize the potential energy utilization of agricultural and forestry waste and sludge, the experimental research on co-pyrolysis was carried out for two kinds of sludge (urban industrial sludge, paper sludge) and a typical biomass straw. The results show that adding biomass can effectively improve sludge pyrolysis characteristics; biomass straw and sludge, there are complex interactive effects between components in the co-pyrolysis process, and the characteristic parameters show nonlinear changes. When industrial sludge is mixed with straw, with the increase of straw content, the initial temperature of pyrolysis gradually decreases, the termination temperature increases, the peak of pyrolysis reaction rate and the corresponding temperature gradually increase, and the pyrolysis index gradually increases; when paper sludge is mixed with straw, with the increase of straw content, the initial temperature of pyrolysis gradually decreases, the termination temperature increases, the peak of pyrolysis reaction rate gradually increases, while the peak corresponding temperature gradually decreases, and the pyrolysis index gradually decreases. Combined with characteristic parameters and reaction kinetics analysis, it is suggested that the straw mixing proportion should be controlled at about 25% during the co-pyrolysis of industrial sludge and straw. During the co-pyrolysis of paper sludge and straw, it is suggested to control the straw blending ratio at about 75%.
Currently, there is a significant gap between the training objectives and the actual situation of electromechanical talents in higher vocational colleges. Many teachers in electromechanical departments do not meet the required qualifications and are unable to adapt to the developments of the new era. The talent training mode is insufficiently comprehensive, and the criteria for talent assessment are not unified. In response to these issues, it is necessary to promptly change the mindset, innovate educational ideas, focus on the present while planning for the future, clarify training objectives, adopt a dual education model that integrates production and education, strengthen the faculty, utilize their potential, and improve the overall educational quality to provide guarantees for talent development.
This research introduces a novel framework integrating stochastic finite element analysis (FEA) with advanced circular statistical methods to optimize heat pump efficiency under material uncertainties. The proposed methodologies and optimization focus on balancing the mean efficiency and variability by adjusting the concentration parameter of the Von Mises distribution, which models directional variability in thermal conductivity. The study highlights the superiority of the Von Mises distribution in achieving more consistent and efficient thermal performance compared to the uniform distribution. We also conducted a sensitivity analysis of the parameters for further insights. The results show that optimal tuning of the concentration parameter can significantly reduce efficiency variability while maintaining a mean efficiency above the desired threshold. This demonstrates the importance of considering both stochastic effects and directional consistency in thermal systems, providing robust and reliable design strategies.
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