The Middle East and North Africa (MENA) region faces unique challenges and opportunities in integrating sustainability into sovereign credit assessments. This research study examines environmental, social, and governance (ESG) factors embedded in the lending policies of jurisdictional institutions in MENA. By analyzing existing literature and case studies, we identify key drivers and barriers to ESG integration in sovereign lending. Our findings suggest a growing recognition of sustainability’s importance in financial stability and credit, driven by global climate guarantees and local socio-economic development. However, challenges such as data availability, regulatory frameworks, and market acceptance persist. This paper provides an overview of current practices, highlights best practices, and offers recommendations to enhance ESG integration in sovereign debt reviews in the MENA region. The study concludes that a robust ESG framework is necessary to accurately reflect the long-term risks and opportunities associated with sovereign debt, ultimately contributing to sustainable economic growth regionally.

The semi-arid is a climate characterized by precipitation that is. insufficient to maintain crops and where evaporation often exceeds rainfall. Vegetation is one of the most sensitive indicators of environmental changes understanding the patterns of biodiversity distribution and what influences them is a fundamental pre-requisite for effective conservation and sustainable utilization of biodiversity. In this study. our focus was on examining the vegetation diversity in the semi-arid region of Tebessa. which falls within the Eastern Saharan Atlas domain in North Africa’s semi-arid zone. Plants were sampled at 15 sites distributed across the study area. The quadrat method was used to conduct floral surveys. The sampling area of each sample was 100 square meters 10 m × 10 m (quadrat). Each quadrat was measured for species richness (number of species). abundance (number of individuals). and Richness generic (plant cover). Based on the floristic research. 48 species were found. classified into 21 families. with Asteraceae accounting for 34.69% of the species and Poaceae accounting for 14.28%.

The financial inclusion program in Asia has begun to be carried out intensively, focusing on increasing public access, especially for people who have yet to enjoy banking services. This makes financial inclusion one of the development focuses in the financial sector in various countries, especially in the Asian region. This study compares the financial inclusion level and socioeconomic variables’ influence on financial inclusion in Asian countries in 2010–2022. To compare the level of financial inclusion in several Asian countries, the Index of Financial Inclusion (IFI) analysis method was used, while to examine the relationship between socioeconomic variables on financial inclusion, the Ordinary Least Square (OLS) method was used with an estimation technique, in the Fixed Effects Model approach. The results of this study indicate that, in general, financial inclusion in several Asian countries is mainly influenced by the usability dimension. In addition, only the variable GDP per capita is partially influential. While other variables, namely, the unemployment rate and population in rural areas, significantly influence the financial inclusion index.

The objective of the study was to determine the relationship between open government and municipal effectiveness State a region of the Peruvian jungle. The research followed a quantitative approach with a non-experimental, cross-sectional, and correlational design. The population comprised citizens of State in a region of the Peruvian jungle, with a sample of 625 individuals. A structured survey was employed as the data collection technique, using a validated questionnaire as the instrument. The results revealed a positive, high, and significant correlation between governance and municipal effectiveness (Spearman’s Rho = 0.813, p < 0.01). Furthermore, the dimensions of transparency, integrity, accountability, and citizen participation showed moderate to high correlations with municipal effectiveness, with accountability (Rho = 0.779) emerging as the most influential dimension. It was concluded that the principles of open government play a crucial role in shaping the perception of effective municipal management. This underscores the need to strengthen transparency, integrity, and citizen participation policies to enhance public services and foster trust in local authorities.

The present study aimed to delineate subsurface features and identify prospective metallic mineral deposits in the Adıyaman-Besni area, situated within the Southeastern Anatolian Thrust Belt of Turkey. This region, characterized by ophiolitic mélanges and volcanic massive sulfide (VMS) deposits in its geological framework, possesses significant mineralization potential, encompassing copper, lead, and various other sulfide minerals. Utilizing the combined methodologies of Induced Polarization (IP) and Electrical Resistivity Tomography (ERT), a comprehensive electrical mapping of the subsurface structures was conducted, revealing that mineralized zones had low resistivity and high chargeability. The findings indicate that the combined use of IP and ERT techniques yields excellent precision in accurately delineating the features of sulfide mineralization and the peripheries of mineral deposits. This study offers fundamental data for the economic assessment of prospective mineral deposits in the Adıyaman-Besni region and underscores the benefits of IP and ERT techniques in subsurface mapping and mineralization delineation investigations. The mineralized zone has low resistivity (< 50 ohm-m) and strong chargeability (> 30 ms), according to geophysical tests. It also offers a methodological framework for subsequent mineral exploration research in analogous geological formations.

This study critically examines the implications of international transport corridor projects for Central Asian countries, focusing on the Western-backed Transport Corridor Europe-Caucasus-Asia (TRACECA), the Chinese initiative “One Belt—One Road”, and the International North-South Transport Corridor (INSTC) supported by the Russian Federation, India, and Iran. The analysis underscores the risks associated with Western projects, highlighting a need for a more explicit commitment to substantial infrastructure investments and persistent contradictions among key investors and beneficiaries. While the Chinese initiative presents significant benefits such as transit participation, infrastructure development, and economic investments, it also carries risks, notably an increased debt burden and potential monopolization by Chinese corporations. The study emphasizes that Central Asian countries, though indirect beneficiaries of INSTC, may not be directly involved due to geographical constraints. Study findings advocate for Central Asian nations to balance foreign investments, promote economic integration, and safeguard political and economic sovereignty. The study underscores the region’s wealth of natural and human resources, emphasizing the potential for increased demand for goods and services with improved living standards, strategically positioning these countries in the evolving global economic landscape.