This paper provides a comprehensive review of SURF (speeded up robust features) feature descriptor, commonly used technique for image feature extraction. The SURF algorithm has obtained significant popularity because to its robustness, efficiency, and invariance to various image transformations. In this paper, an in-depth analysis of the underlying principles of SURF, its key components, and its use in computer vision tasks such as object recognition, image matching, and 3D reconstruction are proposed. Furthermore, we discuss recent advancements and variations of the SURF algorithm and compare it with other popular feature descriptors. Through this review, the aim is to provide a clear understanding of the SURF feature descriptor and its significance in the area of computer vision.

Border cities face significant challenges due to political, environmental, and social issues. Strong urban governance can help resolve many of these problems, but it requires identifying practical factors specific to each city’s location. This study aimed to assess the state of urban governance in Paveh, a border city with a population of 25,771 people. The research used both primary data collection (through a questionnaire) and secondary data sources (local and national databases and documents). The study randomly selected 379 households from Paveh’s population and determined a reliability value of 0.913 using the Cochrane procedure. To assess Paveh’s urban governance, eight criteria were used: participatory, rule-of-law compliance, transparency, responsiveness, consensus-oriented, equitable and inclusive, effective and efficient, and accountability. The findings revealed that Paveh’s urban governance, particularly in the dimensions of transparency and participation, is in an unfavorable situation.

In view of the large energy consumption of the regeneration process in the chemical absorption decarburization process, on the basis of the enrichment classification flow process, the nanoscale ceramic film is used as a new heat exchanger between the enriched liquid and the regeneration gas. The porous ceramic film is capable of coupling thermal-mass transfer to effectively recover part of the water vapor and the heat carried in the regeneration gas, so as to reduce the regenerative energy consumption of the system. The effects of parameters such as regeneration temperature, flow rate, molar fraction of water vapor, and MEA enrichment temperature, flow rate, and MEA concentration of shunt on the hydrothermal recovery effect of ceramic membranes of different pore sizes and lengths were studied by using the heat recovery flux and water recovery rate as the indicators. The results show that the hydrothermal recovery performance of the ceramic membrane increases with the increase of MEA enrichment flow, but decreases significantly with the increase of the enrichment temperature. At the same time, with the increase of regenerative gas velocity and the molar fraction of water vapor in the regenerative gas, the heat recovery flux will increase. The heat recovery performance of the 10 nm ceramic membrane is better than that of the 20 nm ceramic membrane.

In the Fourth Industrial Revolution (4IR) era, the rapid digitalisation of services poses both opportunities and challenges for the banking sector. This study addresses how adopting artificial intelligence (AI) and online and mobile banking advancements can influence customer satisfaction, particularly in Kaduna State, Nigeria. Despite significant investments in AI and digital banking technologies, banks often struggle to align these innovations with customer expectations and satisfaction. Using Structural Equation Modeling (SEM), this research investigates the impact of customer satisfaction with online banking (C_O) on AI integration (I_A) and mobile banking convenience (C_M). The SEM model reveals that customer satisfaction with online banking significantly influences AI integration (path coefficient of 0.40) and mobile banking convenience (path coefficient of 0.68). These results highlight a crucial problem: while technological advancements in banking are growing, their effectiveness is highly dependent on customer satisfaction with existing digital services. The study underscores the need for banks to prioritise enhancing online banking experiences as a strategic lever to improve AI integration and mobile banking convenience. Consequently, the research recommends that Nigerian banks develop comprehensive frameworks to evaluate and optimise their technology integration strategies, ensuring that technological innovations align with customer needs and expectations in the rapidly evolving digital landscape.