Exposure to high-frequency (HF) electromagnetic fields (EMF) has various effects on living tissues involved in biodiversity. Interactions between fields and exposed tissues are correlated with the characteristics of the exposure, tissue behavior, and field intensity and frequency. These interactions can produce mainly adverse thermal and possibly non-thermal effects. In fact, the most expected type of outcome is a thermal biological effect (BE), where tissues are materially heated by the dissipated electromagnetic energy due to HF-EMF exposure. In case of exposure at a disproportionate intensity and duration, HF-EMF can induce a potentially harmful non-thermal BE on living tissues contained within biodiversity. This paper aims to analyze the thermal BE on biodiversity living tissues and the associated EMF and bio-heat (BH) governing equations.