There is fast growth of digital banking services in Saudi Arabia clearly shows the necessity of well-considered legal decisions. However, there is an obscurity with respect to protecting consumers’ rights and creating a reliable atmosphere for digital finance through legal framework in the digital banking sector in the Kingdom. The primary aims and objectives of this research is to scrutinize the digital banking consumers’ protection legal framework being overseen in Saudi Arabia, analyzing its content, mechanisms, and impact on different stakeholders. Similarly, the study tires to determine its efficacy as well as identify the roadblocks which can prevent its success. Through an extensive review and examination, the evaluation defines key issues, difficulties and finalizes statements about the legal field. The content analysis methodology was used to help address issues emanating from the existing literature. Various scholarly articles, policy documents, and regulatory guidelines were explored. In other words, data for this study were collected through different search sources such as journals, traditional articles of Google Scholar, policy documents, and library sources. A total of 25 articles were explored and contributed immensely to unveiling various aspects of the legal framework of digital banking as well as consumers’ protection in the Kingdom. The findings of this investigation have identified three basic themes on the domestic legal regulation of consumers’ protection in the digital banking system in Saudi Arabia. First, the study has analyzed various legislations such as: consumer protection law, sector-specific regulations, among others concerning the rights and duties of consumer protection. Second, legal obligations in seeking remedies when there is a discriminatory treatment in digital banking services. Third, it has been established that Saudi Arabia have taken a proactive step towards a robust safety cushion to protect the consumer rights and minimizing the risks involved in cybersecurity in the context of Saudi Arabia. Theoretically, on one hand, the study highlights the paramount significance to consumers’ protection legislations in the Kingdom. On the other hand, practically, the Kingdom’s witness of rapid economic growth and technological advancement, ensuring robust consumer protection measures becomes increasingly paramount to foster trust, promote fair business practices, and enhance consumer confidence in the marketplace. Nonetheless, some limitations such as insufficient consumers’ education and regulatory inadequacies were noted which need national coordination between stakeholders. Notwithstanding the fact that the legal framework exhibits strong points especially in addressing vital issues, its timely evaluation, amendment, and enforcement is deemed as a key to solve the emerging challenges and obtain confidence of consumers when it comes to digital banking.
Bagasse fiber from sugarcane waste is used with epoxy resin to make natural composites. The raw fibers are treated chemically to improve compatibility and adherence with the epoxy polymer. It’s anticipated that epoxy resin matrix composites reinforced with bagasse particles would work as a trustworthy replacement for conventional materials utilized in the building and automobile sectors. The amount and distribution of reinforcing particles inside the matrix are two factors that impact the composite’s strength. Furthermore, the precise proportion of reinforcing elements—roughly 20–30 weight percent—into the matrix plays a critical role in providing a noticeable boost in improving the properties of the composites. This research investigates the impact of reinforcing alkali-treated bagasse and untreated bagasse powder into an epoxy matrix on aspects of mechanical and morphological characteristics. The hand layup technique is used to create alkali-treated bagasse and untreated bagasse powder-reinforced epoxy composites. Composites are designed with six levels of reinforcement weight percentages (5%, 10%, 15%, 20%, 25%, and 30%). Microstructural analysis was performed using SEM and optical microscopes to assess the cohesion and dispersion of the reinforcing particles throughout the hybrid composites’ matrix phase. With reinforcement loading up to 20 wt%, the tensile strength, impact strength, and toughness of epoxy-alkali-treated bagasse and untreated bagasse powder-reinforced composites increased. In contrast, treated bagasse epoxy composites were superior to untreated epoxy composites in terms of efficacy. The results indicate that 20 wt% alkali bagasse powder provides better mechanical properties than other combinations.
This comprehensive review explores the forefront of nanohybrid materials, focusing on the integration of coordination materials in various applications, with a spotlight on their role in the development of flexible solar cells. Coordination material-based nanohybrids, characterized by their unique properties and multifunctionality, have garnered significant attention in fields ranging from catalysis and sensing to drug delivery and energy storage. The discussion investigates the synthesis methods, properties, and potential applications of these nanohybrids, underscoring their versatility in materials science. Additionally, the review investigates the integration of coordination nanohybrids in perovskite solar cells (PSCs), showcasing their ability to enhance the performance and stability of next-generation photovoltaic devices. The narrative further expands to encompass the synthesis of luminescent nanohybrids for bioimaging purposes and the development of layered, two-dimensional (2D) material-based nanostructured hybrids for energy storage and conversion. The exploration culminates in an examination of the synthesis of conductive polymer nanostructures, elucidating their potential in drug delivery systems. Last but not least, the article discusses the cutting-edge realm of flexible solar cells, emphasizing their adaptability and lightweight design. Through a systematic examination of these diverse nanohybrid materials, this review sheds light on the current state of the art, challenges, and prospects, providing valuable insights for researchers and practitioners in the fields of materials science, nanotechnology, and renewable energy.
Gout is an arthritis characterized by the deposition of sodium monoacid crystals in the synovial membrane, articular cartilage, and periarticular tissues that leads to an inflamatory process. In most cases, the diagnosis is established by clinical criteria and analysis of the synovial fluid for MSU crystals. However, gout may manifest in atypical ways and make diagnosis difficult. In these situations, imaging studies play a fundamental role in helping to confirm the diagnosis or even exclude other differential diagnoses. Conventional radiography is still the most commonly used method in the follow-up of these patients, but it is a very insensitive test, because it only detects late changes. In recent years, advances in imaging methods have emerged in relation to gout. Ultrasound has proven to be a highly accurate test in the diagnosis of gout, identifying MSU deposits in articular cartilage and periarticular tissues, and detecting and characterizing tophi, tendinopathies, and tophi enthesopathies. Computed tomography is an excellent exam for the detection of bone erosions and evaluation of spinal involvement. Dual-energy computed tomography, a new method that provides information on the chemical composition of tissues, allows identification of MSU deposits with high accuracy. MRI can be useful in the evaluation of deep tissues not accessible by ultrasound. In addition to diagnosis, with the emergence of drugs that aim to reduce the tophaceous burden, imaging examinations become a useful tool in the follow-up treatment of gout patients.
This study investigated the students’ perceptions of a self-paced fitness program that is integrated with SitFit, a fitness tracker that measures body inclination during sit-up exercises, and their acceptance of digital innovation in physical education. The data was gathered from a survey of 1001 Thai undergraduates. Results revealed that attitudes toward using the technology and the perceived ease of use were important predictors of behavioral intention to use the sit-up fitness tracker. consistent with previous TAM studies. Subsequently, SitFit was developed based on exercise principles and expert advice to enable users to exercise more effectively while reducing injury risk.
Taxus cuspidata Sieb. ET. Zucc. is a taxus of Taxaceae, a rare third-order relict species distributed in northeastern China, and a wild endangered plant species protected by national level I. Taxol (paclitaxel, trade name taxol) and cephalomannine (cephalomannine) are all diterpenoids contained in the genus Taxus, with broad-spectrum anti-tumor activity and unique anti-cancer mechanism. In this study, the distribution of paclitaxel and cephalomannine in the leaves of Taxus cuspidata in different parts and different growth stages was discussed. The results showed that the content of two substances in the leaves of the majority of the crowns was lower than that of the biennial and tertiary there were no significant differences in the contents of two substances in the two-year and three-year-old
foliage. There was no significant difference in the contents of the two layers in the three levels of the noodles, and
the content of the male was slightly higher than that of the dark. The content of paclitaxel in the leaves of natural
northeast yew was the highest at dormancy period, and the content of flowering and fruit was not much different. The
content of Cephalotaxin was the highest in dormancy period, and that of cephalosporin the content of paclitaxel and
cephalomannine in each plant were significantly different. There was significant difference between the two plants.
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