New technologies always have an impact on traditional theories. Finance theories are no exception to that. In this paper, we have concentrated on the traditional investment theories in finance. The study examined five investment theories, their assumptions, and their limitation from different works of literature. The study considered Artificial Intelligence (AI) and Machine Learning (ML) as representative of financial technology (fintech) and tried to find out from the literature how these new technologies help to reduce the limitations of traditional theories. We have found that fintech does not have an equal impact on every conventional finance theory. Fintech outperforms all five traditional theories but on a different scale.

This research examines the interplay between human dignity and the pursuit of knowledge within Islamic thought, using insights from the Quran. It explores how Islamic epistemology emphasizes the harmonious integration of divine revelation and human reason, underscoring the importance of knowledge as a key factor in both intellectual and spiritual development. By analyzing the contributions of classical Islamic scholars, such as Al-Farabi, Ibn Sina, and Al-Ghazali, alongside Western epistemological traditions, the study highlights complementary and contrasting approaches to understanding knowledge and its role in shaping ethics and governance. Furthermore, the research draws on contemporary case studies, such as the Marrakesh Declaration and Masdar City, to illustrate how Quranic principles of cooperation, justice, and environmental stewardship can inform modern societal frameworks. Ultimately, the study argues for the continued relevance of Islamic thought in addressing contemporary global challenges, emphasizing that the pursuit of knowledge not only advances scientific discovery but also promotes human dignity, justice, and societal well-being.

Brunei Darussalam is a small Sultanate country with diverse forest cover. One of them would be Mangrove Forest. As it has four main administrative districts, Temburong would be the chosen case study area. The methods of collecting data for this article are by collecting secondary data from official websites and the map in this article (Figure 1) are showing the forest cover in Brunei Darussalam as of 2020. The aim of this article is to explain the mangrove forest especially at the Temburong District. As for the objectives, it would to be able to show the different types of forests in Temburong, hoping in ability to explain the different subtypes of mangroves forest and to explain in general the green jewel of Brunei Darussalam. Temburong has become the second highest tree coverage in Brunei Darussalam of 124 kha as of 2010, while the mangrove forest covering about 66% of total mangrove forest of 12,164 km² out of 18,418 hectares. Mangrove forest has seven subtypes: Bakau species, Nyireh bunga, Linggadai, Nipah, Nipah-Dungun, Pedada and Nibong. Selirong Forest Reserve and Labu Forest Reserve are the two-mangrove forest reserves in Brunei Darussalam at Temburong District. Forest cover in Brunei Darussalam are 3800 hectares as of 2020 and has lost its tree coverage of 1.17 kha and one of the reasons would be forest fire and the tree cover loss due to fire is around 197 ha and the district that has lost its tree cover mostly was at Belait District of total 13.4 kha between the year 2001 until 2022.

Water splitting, the process of converting water into hydrogen and oxygen gases, has garnered significant attention as a promising avenue for sustainable energy production. One area of focus has been the development of efficient and cost-effective catalysts for water splitting. Researchers have explored catalysts based on abundant and inexpensive materials such as nickel, iron, and cobalt, which have demonstrated improved performance and stability. These catalysts show promise for large-scale implementation and offer potential for reducing the reliance on expensive and scarce materials. Another avenue of research involves photoelectrochemical (PEC) cells, which utilize solar energy to drive the water-splitting reaction. Scientists have been working on designing novel materials, including metal oxides and semiconductors, to enhance light absorption and charge separation properties. These advancements in PEC technology aim to maximize the conversion of sunlight into chemical energy. Inspired by natural photosynthesis, artificial photosynthesis approaches have also gained traction. By integrating light-absorbing materials, catalysts, and membranes, these systems aim to mimic the complex processes of natural photosynthesis and produce hydrogen fuel from water. The development of efficient and stable artificial photosynthesis systems holds promise for sustainable and clean energy production. Tandem cells, which combine multiple light-absorbing materials with different bandgaps, have emerged as a strategy to enhance the efficiency of water-splitting systems. By capturing a broader range of the solar spectrum, tandem cells optimize light absorption and improve overall system performance. Lastly, advancements in electrocatalysis have played a critical role in water splitting. Researchers have focused on developing advanced electrocatalysts with high activity, selectivity, and stability for the oxygen evolution reaction (OER) and hydrogen evolution reaction (HER). These electrocatalysts contribute to overall water-splitting efficiency and pave the way for practical implementation.

Crowd humanitarian fund, otherwise termed as mutual fund, has overwhelmingly been discussed by many scholars and researchers in western countries. There is obscurity in existing literature in Islamic countries with respect to the interconnectedness between various Islamic financial concepts within the Islamic legal framework and the conceptualization of crowd humanitarian funds. The primary objective of this paper is to address this obscurity by investigating the perspectives of middle- and high-skilled workers among members of the Organization of Islamic Cooperation (OIC) with respect to the crowd humanitarian fund. Hence, the central research question (CRQ) was formulated as follows: How do the middle and high-skilled workers perceive the generation of crowd-humanitarian funds for the purpose of helping the less privileged citizens in Organization of Islamic Cooperation (OIC) countries? The qualitative method was used as the methodology of the study. In order to collect data for the study, an open-ended interview was employed, and a total of 22 participants were interviewed. Three major themes were generated from the interview, namely: An overview of crowd humanitarian funds, categories of less privileged people in OIC countries, and the use of humanitarian funds for poverty reduction. The findings indicated that the traditional method of collecting funds from crowds is to assist with any humanitarian issue is still applicable in many Muslim countries. In addition, the unity in contributing to the humanitarian fund from the crowd, that is, common practice in Muslims’ culture is what Western society terms as crowdfunding. It is further revealed that there are different categories of people, such as the poor, the needy, and people with low incomes, who can benefit from crowdfunding, especially by using it for investment purposes. In addition, crowdfunding is considered an essential monetary relief to less fortunate individuals or communities in order to have a sustainable life. It can also be used for provision of social amenities such as food, shelters, clothes, hospitals, schools, and job opportunities.

Employee retention promotes positivity in an organization and improves employers’ brand value. As the human resource department operates with the objective of improving employees’ contribution towards the organization, meaningful work is an important topic in the core areas of human resource development (HRD), such as employee involvement, motivation, and personal development. Not only salary, benefits, working environment, and status but also the factors that determine whether you enjoy going to work every day are whether you believe that your work makes a meaningful contribution. In HRD, meaningful work comes to the forefront through a connection with a high level of commitment. Thus, this study aims to establish the relationship between meaningful and purposeful jobs affecting employee retention and the mediating factors of person organization fit (POF) and person job fit (PJF). A cross-sectional study involving a survey methodology was used to collect data from 150 white-collar employees working in the IT, banking, textile, and multinational companies in Bangladesh. The results indicate that job meaningfulness has a positive relationship with employee retention (p-value = 0.031) and both the mediating factors of PJF (p-value = 0.040) and POF (p-value = 0.028). The results also indicate that while POF positively influences employee retention (p-value = 0.019), PJF has no significant influence on employee retention (p-value = 0.164). Thus, promoting employee job meaningfulness and purpose in the workplace may represent an opportunity for organizations to improve employee engagement and retention.