This study explores the impact of online assessments on students’ academic performance and learning outcomes at the University of Technology in South Africa. The research problem addresses the effectiveness and challenges of digital assessment platforms in higher education (HE), particularly their influence on student engagement, feedback quality, and academic integrity. A qualitative case study approach was employed, involving semi-structured interviews with ten undergraduate and postgraduate students from diverse academic backgrounds. The findings reveal that while online assessments provide flexibility and immediate feedback, they also pose challenges related to technical issues, feedback delays, and concerns about long-term knowledge retention. The study highlights the necessity of aligning assessment strategies with constructivist learning principles to enhance critical thinking and student-centered learning. Implications for theory include strengthening the application of constructivist learning in digital environments, while practical recommendations focus on improving assessment design, institutional support, and feedback mechanisms. Policy adjustments should consider inclusive and equitable access to online assessments. Future research should further investigate the long-term impact of digital assessments on professional readiness. This study contributes to ongoing discussions on online education by offering a nuanced understanding of digital assessment challenges and opportunities in higher education.

Biomass production (BIO) and its anomalies were modeled using MODIS satellite images and gridded weather data to test an environmental monitoring system in the biomes Atlantic Forest (AF) and Caatinga (CT) within SEALBA, an agricultural growing region bordered by the states of Sergipe (SE), Alagoas (AL), and Bahia (BA), Northeast Brazil. Spatial and temporal variations on BIO between these biomes were strongly identified, with the annual long-term averages (2007–2023) for AF and CT of 78 ± 22 and 58 ± 17 kg ha−1 d−1, respectively. BIO anomalies were detected through its standardized indexes—STD (BIOSTD), comparing the results for the years from 2020 to 2023 with the long-term rates from 2007 to each of these years. The highest negative BIOSTD values were in 2023, but concentrated in CT, indicating periods with the lowest vegetation growth, regarding the long-term conditions from 2007 to 2023. The largest positive BIOSTD values were for the AF biome in 2022, evidencing the highest vegetative vigor in comparison with the long-term period 2007–2022. The proposed BIO monitoring system is important for environmental policies as they picture suitable periods and places for agricultural and forestry explorations, allowing sustainable managements under climate and land-use changes conditions, with possibilities for replication of the methods in other environmental conditions.

Credit risk assessment is one of the most important aspects of financial decision-making processes. This study presents a systematic review of the literature on the application of Artificial Intelligence (AI) and Machine Learning (ML) techniques in credit risk assessment, offering insights into methodologies, outcomes, and prevalent analysis techniques. Covering studies from diverse regions and countries, the review focuses on AI/ML-based credit risk assessment from consumer and corporate perspectives. Employing the PRISMA framework, Antecedents, Decisions, and Outcomes (ADO) framework and stringent inclusion criteria, the review analyses geographic focus, methodologies, results, and analytical techniques. It examines a wide array of datasets and approaches, from traditional statistical methods to advanced AI/ML and deep learning techniques, emphasizing their impact on improving lending practices and ensuring fairness for borrowers. The discussion section critically evaluates the contributions and limitations of existing research papers, providing novel insights and comprehensive coverage. This review highlights the international scope of research in this field, with contributions from various countries providing diverse perspectives. This systematic review enhances understanding of the evolving landscape of credit risk assessment and offers valuable insights into the application, challenges, and opportunities of AI and ML in this critical financial domain. By comparing findings with existing survey papers, this review identifies novel insights and contributions, making it a valuable resource for researchers, practitioners, and policymakers in the financial industry.

Immeasurable basic and applied information has been evolved on all important floricultural crops through large-scale worldwide research on interdisciplinary aspects. The quantum and quality of work done on Chrysanthemum, among all other ornamentals, are par excellence. Conscientious attempt has been made to collect the whole multidisciplinary experimental results achieved world over. Despite remarkable achievements in knowledge and technology, a major part of present experimental research on chrysanthemum is largely a routine repeat of work. Assessment of past and present work is now significant for preparing target-oriented future research resolutions. This will help to secure the favored results within a justifiable period.

Instant and accurate evaluation of drug resistance in tumors before and during chemotherapy is important for patients with advanced colon cancer and is beneficial for prolonging their progression-free survival time. Here, the possible biomarkers that reflect the drug resistance of colon cancer were investigated using proton magnetic resonance spectroscopy (1H-MRS) in vivo. SW480[5-fluorouracil(5-FU)-responsive] and SW480/5-FU (5-FU-resistant) xenograft models were generated and subjected to in vivo 1H-MRS examinations when the maximum tumor diameter reached 1–1.5 cm. The areas under the peaks for metabolites, including choline (Cho), lactate (Lac), glutamine/glutamate (Glx), and myoinositol (Ins)/creatine (Cr) in the tumors, were analyzed between two groups. The resistancerelated protein expression, cell morphology, necrosis, apoptosis, and cell survival of these tumor specimens were assessed. The content for tCho, Lac, Glx, and Ins/Cr in the tumors of the SW480 group was significantly lower than that of the SW480/5-FU group (p < 0.05). While there was no significant difference in the degree of necrosis and apoptosis rate of tumor cells between the two groups (p > 0.05), the tumor cells of the SW480/5-FU showed a higher cell density and larger nuclei. The expression levels of resistance-related proteins (P-gp, MPR1, PKC) in the SW480 group were lower than those in the SW480/5-FU group (p < 0.01). The survival rate of 5-FU-resistant colon cancer cells was significantly higher than that of 5-FUresponsive ones at 5-FU concentrations greater than 2.5 μg/mL (p < 0.05). These results suggest that alterations in tCho, Lac, Glx1, Glx2, and Ins/Cr detected by 1H-MRS may be used for monitoring tumor resistance to 5-FU in vivo.