This study deals with the impact of Vietnam bank size, loans, credit risk, and liquidity on Vietnam banks’ net interest margin, which are crucial for economic development. High profit margins result in a lower bad debt ratio due to timely loan collection and good liquidity. This study applies a panel data model to evaluate the relationship among bank size, loans, credit risk, liquidity, and marginal profitability, which are increasingly important in commercial bank growth. Data were collected from 2010 to 2022, and test methods were applied to select a good-fit model. Realizing that the factors that have a close correlation and affect the profit margin are 33.6% and 16.07%, 75.2%, 37.51%, 64.30%, and 41.11%, and R2 is 59.04%, respectively, this suggests that financial managers need to develop appropriate strategies and policies to adjust the factors that adversely affect commercial bank profitability.

The paper examines the underlying science determining the performance of hybrid engines. It scrutinizes a full range of orthodox gasoline engine performance data, drawn from two sources, and how it would be modified by hybrid gasoline vehicle engine operation. The most significant change would be the elimination of the negative consequences of urban congestion, stop-start, and engine driving, in favour of a hybrid electric motor drive. At intermediate speeds there can be other instances where electric motors might give a more efficient drive than an engine. Hybrid operation is scrutinised and the electrical losses estimated. There also remains scope for improvements in engine combustion. 

Infrared thermal imaging technology is another new branch for medical imaging after traditional medical imaging technologies such as X-ray, ultrasound and magnetic resonance (MRI). It has the advantages of noninvasive, nondestructive, simple and fast. Its application can radiate multiple clinical departments. This paper mainly expounds the principle, influencing factors of medical infrared thermography and its application in radiation protection and other medical fields.

The smallest administrative unit of the sixth national census-township (town) is selected as the basic unit, the population spatial distribution characteristics at the township (town) level in karst mountainous areas of northwest Guangxi are analyzed by using Lorenz curve and spatial correlation analysis method, and the influence intensity of natural factors on regional population spatial distribution is detected by using geographic detector method. The results show that: 1. the spatial distribution of population at the township (town) level has the characteristics of imbalance, showing generally significant positive correlation and certain aggregation; 2. There are significant differences in the impact of the spatial distribution of various natural factors on the population distribution. For the towns without karst distribution in the northwest and central south of the study area, the population density increases with the increase of factors conducive to human residence, but the average population density is only 79 people/km². In the towns with karst distribution in the East and south, the spatial distribution of population density and natural factors is not a simple increase or decrease relationship, but fluctuates with the change of karst distribution area. 3. The factor detection results of the geographic detector show that the altitude has the greatest impact on the spatial distribution of population. The interactive detection results show that the impact intensity of any two natural factors after superposition and interaction presents nonlinear enhancement and two factor enhancement. It can be seen that the karst mountain area in northwest Guangxi is similar to other areas. Altitude is one of the main factors affecting the spatial distribution of population, but the river network density and unique geological landform of karst mountain area have a strong catalytic effect on the spatial distribution of population. The superposition and interaction with other factors can further strengthen the impact on population distribution.

Fire, a phenomenon occurs in most parts of the world and causes severe financial losses, even, irreparable damages. Many parameters are involved in the occurrence of a fire; some of which are constant over time (at least in a fire cycle), but the others are dynamic and vary over time. Unlike the earthquake, the disturbance of fire depends on a set of physical, chemical, and biological relations. Monitoring the changes to predict the occurrence of fire is efficient in forest management. Method: In this research, the Persian and English databases were structurally searched using the keywords of fire risk modeling, fire risk, fire risk prediction, remote sensing and the reviewed papers that predicted the fire risk in the field of remote sensing and geographic information system were retrieved. Then, the modeling and zoning data of fire risk prediction were extracted and analyzed in a descriptive manner. Accordingly, the study was conducted in 1995-2017. Findings: Fuzzy analytic hierarchy process (AHP) zoning method was more practical among the applied methods and the plant moisture stress measurement was the most efficient among the remote sensing indices. Discussion and Conclusion: The findings indicate that RS and GIS are effective tools in the study of fire risk prediction.