The research aims to examine East Nusa Tenggara (NTT) bank service digitalization innovations and examine several implications of bank service digitalization innovations. This research uses a qualitative approach with data collection techniques: in-depth interviews, documentation, and focused discussions. The key informants in this research were the board of commissioners, directors, division heads, and NTT bank employees. The findings of this research are, first, the existence of an existing/generic model in the operational, supporting, and monitoring fields of NTT banks. Second, there is an innovation model for digitizing services and efforts to popularize the digitization of NTT bank services to the government-private sector, including micro, small, and medium enterprises (MSMEs), religious institutions, educational institutions, students and students as well as the broader community to provide easy access to sources of financing for the community, Eliminate regional tax leakage, encourage the development of micro, small, and medium enterprises (MSMEs) and assisted village farmers/breeders, provide entrepreneurial opportunities for the community, namely as a digital agent for NTT bank, minimize fraudulent behavior (shirking) in credit distribution. Third, service digitalization innovation uses a contextual sociolinguistic approach because it incorporates local and global vocabulary such as Bpung Mobile, Bpung Farmer, Lopo Dia Bisa, and Bpinjam. Fourth, service digitalization innovation refers to OJK regulations regarding banking digital transformation contained in RP 21 and PBI number 23/26/2021. Fifth, conventional services (hybrid approach) still accompany the digitalization innovation model. Sixth, Bank NTT is in quadrant III, namely growth. Bank NTT continuously optimizes existing resources by taking advantage of opportunities to increase business growth and continues to mitigate threats into opportunities and strengths. The implications of the innovation in digitizing NTT bank services include updating standard operating procedures (SOP), changing corporate culture from Flobamora to Bintang, and accelerating the increase in human capital capacity. The implications of research on bank management refer to the innovation of procurement of new IT systems. Banks can increase their attention to service quality and maintain customer trust to maintain the quality of digital banks among customers. Moreover, with post-COVID-19 conditions that require people to make digital transactions. With the changes in the financial industry towards digitalization, it is necessary to strengthen risk management in financial service institutions. The implications of the research results for policymakers need to be considered in the transformation towards digital banking related to equitable internet access in Indonesia, cybersecurity, and employment. Recommendations for future research are the importance of studying the determinants of digital service innovation in bank services, such as transformational leadership style, good corporate governance, and organizational commitment.
COVID was initially detected in Wuhan City, Hubei Province, People's Republic of China, in late 2019, as reported by researchers. Subsequently, it rapidly disseminated to numerous nations at the beginning of 2020, ultimately manifested as a pandemic with worldwide prevalence. Regarded as one of the most severe pandemics in documented human history, this outbreak resulted in deaths and infection over a quite millions of individuals globally. Due to its airborne nature, the coronavirus can be transmitted through actions such as coughing, sneezing, talking, and similar activities. Enclosed spaces lacking sufficient airflow are more likely to facilitate the spread of air borne diseases. Wearing a face mask that can provide protection against airborne pollutants, considered as Standard Operation Procedures (SOPS) for COVID-19. It is crucial to monitor the implementation of preventive measures both within and outside the building or workplace in order to prevent the transmission of COVID-19. The main objective of this project is to develop a face mask and social distance detector. You Only Learn One Representation (YOLOR) was implemented as a most advanced end-to-end target identification approach to develop the proposed system. An online available facemask dataset was utilized. The developed system can track individuals wearing masks in real time and can also identify and highlight persons with a rectangular box if their social distance is violated. This proposed interactive framework enables constant monitoring both internally and externally, thereby enhancing the capacity to identify offenders and ensure the safety of all individuals involved.
One functional class is described in terms of one-sided modulus of continuity and the modulus of positive (negative) variation on which there
is a uniform convergence of the truncated cardinal Whittaker functions.
The Cu2–xSe nanoparticles were synthesized by high temperature pyrolysis, modified with aminated polyethylene glycol in aqueous solution and loaded with compound 2,2′–azobis[2–(2–imidazolin–2–yl)propane] dihydrochloride (AIPH). The obtained nanomaterials can induce photothermal effect and use heat to promote the generation of toxic AIPH radicals under the irradiation of near-infrared laser (808 nm), which can effectively kill cancer cells. A series of in vitro experiments can preliminarily prove that Cu2–xSe–AIPH nanomaterials have strong photothermal conversion ability, good biocompatibility and anticancer properties.
Copyright © by EnPress Publisher. All rights reserved.