This study analysed the behaviour of both economic and financial profitability of credit unions belonging to segment 1 in Ecuador, as well as its determinants. For this purpose, data from the financial statements of a sample of 30 credit unions between 2016 and 2022 were used by means of a multiple linear regression methodology using panel data with fixed effects after applying the Hausman test. The findings of this research showed that current liquidity and non-performing loans have a negative and significant effect on both economic and financial profitability while the past due portfolio has a positive and significant impact on the generation of profitability of the financial institutions under study. In addition, it was revealed that the rate of outflow absorption has a negative relationship with economic profitability but a positive relationship with financial profitability. Unlike previous research in the Ecuadorian context, this research is pioneering in presenting results that indicate that the determinants traditionally considered for nonfinancial institutions and banks are also valid for credit unions, even though they are organisations with different characteristics from the rest.

In this paper, we assess the results of experiment with different machine learning algorithms for the data classification on the basis of accuracy, precision, recall and F1-Score metrics. We collected metrics like Accuracy, F1-Score, Precision, and Recall: From the Neural Network model, it produced the highest Accuracy of 0.129526 also highest F1-Score of 0.118785, showing that it has the correct balance of precision and recall ratio that can pick up important patterns from the dataset. Random Forest was not much behind with an accuracy of 0.128119 and highest precision score of 0.118553 knit a great ability for handling relations in large dataset but with slightly lower recall in comparison with Neural Network. This ranked the Decision Tree model at number three with a 0.111792, Accuracy Score while its Recall score showed it can predict true positives better than Support Vector Machine (SVM), although it predicts more of the positives than it actually is a majority of the times. SVM ranked fourth, with accuracy of 0.095465 and F1-Score of 0.067861, the figure showing difficulty in classification of associated classes. Finally, the K-Neighbors model took the 6th place, with the predetermined accuracy of 0.065531 and the unsatisfactory results with the precision and recall indicating the problems of this algorithm in classification. We found out that Neural Networks and Random Forests are the best algorithms for this classification task, while K-Neighbors is far much inferior than the other classifiers.

Soil erosion is characterized by the wearing away or loss of the uppermost layer of soil, driven by water, wind, and human activities. This process constitutes a significant environmental issue, with adverse effects on water quality, soil health, and the overall stability of ecosystems across the globe. This study focuses on the Anuppur district of Madhya Pradesh, India, employing the Revised Universal Soil Loss Equation (RUSLE) integrated with Geographic Information System (GIS) tools to estimate and spatially analyze soil erosion and fertility risk. The various factors of the model, like rainfall erosivity (R), soil erodibility (K), slope length and steepness (LS), conservation practices (P), and cover management factor (C), have been computed to measure annual soil loss in the district. Each factor was derived using geospatial datasets, including rainfall records, soil characteristics, a Digital Elevation Model (DEM), land use/land cover (LULC) data, and information on conservation practices. GIS methods are used to map the geographical variation of soil erosion, providing important information on the area's most susceptible to erosion. The outcome of the study reveals that 3371.23 km2, which constitutes 91% of the district's total area, is identified as having mild soil erosion; in contrast, 154 km2, or 4%, is classified as moderate soil erosion, while 92 km2, representing 2.5%, falls under the high soil erosion category. Additionally, 50 km2, or 1.35%, is categorized as very high soil erosion and around 30 km2 of the study area is classified as experiencing severe soil erosion. The analysis further discovers that the annual soil loss in the district varies between 0 and 151 tons per hectare per year. This study indicates that most of the district is classified under low soil erosion; only a tiny fraction of the area is categorized as experiencing high and very high soil erosion. The study provides significant insights into soil erosion for policymakers and human society to bring their attention to the need for sustainable soil conservation practices in the undulating terrain/topography and agriculturally dominated district of Anuppur.

Bagasse fiber from sugarcane waste is used with epoxy resin to make natural composites. The raw fibers are treated chemically to improve compatibility and adherence with the epoxy polymer. It’s anticipated that epoxy resin matrix composites reinforced with bagasse particles would work as a trustworthy replacement for conventional materials utilized in the building and automobile sectors. The amount and distribution of reinforcing particles inside the matrix are two factors that impact the composite’s strength. Furthermore, the precise proportion of reinforcing elements—roughly 20–30 weight percent—into the matrix plays a critical role in providing a noticeable boost in improving the properties of the composites. This research investigates the impact of reinforcing alkali-treated bagasse and untreated bagasse powder into an epoxy matrix on aspects of mechanical and morphological characteristics. The hand layup technique is used to create alkali-treated bagasse and untreated bagasse powder-reinforced epoxy composites. Composites are designed with six levels of reinforcement weight percentages (5%, 10%, 15%, 20%, 25%, and 30%). Microstructural analysis was performed using SEM and optical microscopes to assess the cohesion and dispersion of the reinforcing particles throughout the hybrid composites’ matrix phase. With reinforcement loading up to 20 wt%, the tensile strength, impact strength, and toughness of epoxy-alkali-treated bagasse and untreated bagasse powder-reinforced composites increased. In contrast, treated bagasse epoxy composites were superior to untreated epoxy composites in terms of efficacy. The results indicate that 20 wt% alkali bagasse powder provides better mechanical properties than other combinations.

Heat removal has become an increasingly crucial issue for microelectronic chips due to increasingly high speed and high performance. One solution is to increase the thermal conductivity of the corresponding dielectrics. However, traditional approach to adding solid heat conductive nanoparticles to polymer dielectrics led to a significant weight increase. Here we propose a dielectric polymer filled with heat conductive hollow nanoparticles to mitigate the weight gain. Our mesoscale simulation of heat conduction through this dielectric polymer composite microstructure using the phase-field spectral iterative perturbation method demonstrates the simultaneous achievement of enhanced effective thermal conductivity and the low density. It is shown that additional heat conductivity enhancement can be achieved by wrapping the hollow nanoparticles with graphene layers. The underlying mesoscale mechanism of such a microstructure design and the quantitative effect of interfacial thermal resistance will be discussed. This work is expected to stimulate future efforts to develop light-weight thermal conductive polymer nanocomposites.

Background: In an increasingly globalized world, public health is a challenge in the future of health systems. Nursing is a fundamental profession in health systems and the purpose of the study is to quantify the scientific production in global public health carried out by nursing to demonstrate its competence, capacity and specialization in this subject. Methods: A bibliometric study was carried out to understand the scientific production of public health nursing in WoS. A total of 17,545 documents were analyzed using Bibliometrix software in version 4.0.5. Results: A notable increase in production is observed over time, a sign of specialization and capacity. The theme focuses on three stages: hygiene and sanitation, infectious diseases and quality, prevention and non-communicable diseases coinciding with the real social needs of each moment. Most of the production is in English and produced by countries with developed economies. Nursing is aligned with current public health needs. Conclusions: Bibliometrics is a good method to quantify scientific production. The results show extensive scientific production in public health nursing, which translates into extensive knowledge of public health by nursing. There is a growth in production in accordance with time as well as an adaptation to the most current themes in accordance with population needs. Public health is an area of concern to countries and nursing can actively participate in studies, planning and leadership of health systems. Public health nursing should not be considered relegated to medicine but independent and of crucial importance to the “Onehealth” concept. Public, private and educational administrations must promote and support nursing research in public health, and it is not advisable to reduce the teaching load of global public health in nursing studies, in favor of the family and community environment.