Personal data privacy regulation and mitigation are critical in implementing financial technology (fintech). Problems with fintech users’ data might result from data breaches, improper usage, and trade. Issues with personal data will result in financial losses, crimes, and violations of personal information. This legal research used three approaches: conceptual, comparative, and statute-based. In order to implement the statutory method, all laws and regulations pertaining to the legal concerns of information technology, fintech, personal data security, and protection are reviewed. Due to the nature of the sources of data, this study mainly used literature study and document observation to collect the data. Then, legal interpretation, legal reasoning, and legal argumentation are all included in the qualitative juridical analysis. This article recommends two strategies that Indonesia should take to provide personal data protection, including: 1) establishing the Personal Data Protection Commission (PDPC); and 2) improving the financial literacy of consumers.

This cross-sectional study examines the knowledge, perception, and practice of health professions students and academics in Jordan concerning halal pharmaceuticals. Health professions students and academics from various universities in Jordan were surveyed using a structured questionnaire. Data analysis included descriptive statistics and inferential tests to identify factors affecting knowledge, perception, and practice. Participants had a high level of awareness regarding general halal and haram concepts, but there was relatively lower awareness of the term “halal pharmaceuticals” and detailed information about non-halal ingredients. Knowledge scores varied between students and academics, with academics scoring higher. Participants exhibited positive perceptions, acknowledging the importance of knowledge about halal pharmaceuticals and patients’ rights to inquire about medication sources and ingredients. Concerns were raised about the potential controversy surrounding the topic. This research contributes to understanding the role of halal pharmaceuticals in healthcare, particularly in predominantly Muslim countries. The findings highlight the importance of integrating education on halal pharmaceuticals into healthcare curricula, emphasizing patient-centered care, and addressing cultural and religious sensitivity. There is a need for tailored educational approaches and sensitivity training to bridge the gap between knowledge and practice.

The impact of the coronavirus outbreak was seen all over the world in all sectors. In the case of Bangladesh, it was not free of threats. Like all other sectors, the economic, social, and educational sectors were under serious threat. This study examined the effects of COVID-19 on the lives of Bangladeshi students, with a particular focus on their idealized portrayals of plans, daily routines, social interactions, and mental well-being. This research also investigated the influence of COVID-19 on education, social life, and other sectors and how the government was dealing with this unprecedented situation and these elevation challenges. A mixed-methods approach was adopted for this research. A total of 90 students from Bangladeshi higher educational institutions were taken as a sample size using the random sampling method. SPSS software was used for data analysis. The study’s quantitative results showed that Bangladeshi students faced challenges related to teaching, learning, and social distancing during the COVID-19 pandemic. Additionally, the study revealed that the pandemic adversely affected higher education in Bangladesh. Rebels and concerned citizens from all parts of the state must work together to move forward. COVID-19 has had a natural effect on education and almost every other field. The need for social distancing has pushed the education system to change because of social distancing. Many educational institutions worldwide have shuttered their campuses and relocated their teaching and learning online.

This paper models 54,559 Chinese news items about education industry and scientific industry by machine learning during the COVID-19 epidemic to build China’s increased scientific research policy (ISRP) index. The result of interrupted time series analysis indicates that, the ISRP has an emphatic positive causality on the education industry advancement and promotes the development of the education industry. The ISRP also has a remarkable positive causality on the development of the scientific industry. Moreover, the result of causal network indicates that, a virtuous circle within the ISRP, the education industry and the scientific industry has been formed, which has promoted the sustainable development of the education chain.

This study analyzes the studies on project finance (PF) and renewable energy (RE) arena, employing a comprehensive scientometric analysis to illuminate the current research landscape, identify prominent scholars, and uncover emerging trends. Encompassing several analyses, we have charted the evolution of this domain from 1993 to March 2024 and showed the way for further research. We analyzed 80 studies selected from several databases by means scientometric tools. Despite decent citation rates, research in this relatively young field is surprisingly scarce. While geographically diverse, research leadership stems from the UK, USA, Australia, and Germany. Interestingly, a significant portion of the studies originates from broad energy and sustainability areas, highlighting a potential knowledge gap in finance and economics areas. Additionally, the prevalence of case studies points to a strong connection between theory and practice. The research also revealed prominent topics like the interplay between PF and RE, various renewable resources, infrastructure development, financial considerations, risk management, among others. While many themes exist, areas like technological advancements, diverse cost approaches, valuation methodologies, and policy considerations remain underexplored. Other results unveiled an unexpected finding: limited evidence of large-scale collaborations, with individual or small-group research efforts currently dominating the field. However, existing collaborative networks promise future advancements through the emergence of more formalized research groups, which can perform future research endeavors with a wide spectrum of unexplored topics.

The current study examines the impact that technological innovation, foreign direct investment, economic growth, and globalization have on tourism in top 10 most popular tourist destinations in the world. The information on the number of tourists, foreign direct investment, growth in gross domestic product, GFCF, use of FFE, and total energy consumption were extracted from the World Development Indicators. The United Nations Conference on Trade and Development (UNCTAD) database was used for collecting the statistics about technological innovation.  The source ETH Zurich has been utilized to gather panel data for the time period 2008 to 2022 to calculate the KOF Index of Globalization. Theoretically, FDI and Economic growth are the endogenous variables for the Tourism model. Whereas, TI, Glob, Energy Consumption, and GFCF are the exogenous variables. Hence, the analysis is based on the System Equation—Simultaneous equations, after checking identification that confirms the problem of simultaneity in system of 3 equations. The empirical outcomes suggest that TI, FDI, globalization index, GDP growth, and energy consumption are the most important factors that contribute to an increase in tourism. Likewise FDI as the endogenous variable is favorably impacted by globalization, technological innovation, fossil fuel energy consumption, gross fixed capital formation, and tourism. Nevertheless, the coefficient of GFCF is only insignificant in the study. While, globalization, TI, and FFE are also favorably affecting the FDI. GDP growth is the second endogenous variable in this research, and it is positively influenced by globalization, FDI, and tourism in the case of the top 10 nations that are most frequently visited by tourists.

Currently, numerous companies intend to adopt digital transformation, seeking agility in their methodologies to reinvent products and services with higher quality, reduced costs and in shorter times. In the Peruvian context, the implementation of this transformation represents a significant challenge due to scarcity of resources, lack of experience and resistance to change. The objective of this research is to propose a digital transformation model that incorporates agile methodologies in order to improve production and competitiveness in manufacturing organizations. In methodological terms, the hypothetical deductive method was used, with a non-experimental cross-sectional design and a quantitative, descriptive and correlational approach. A questionnaire was applied to 110 managers in the manufacturing sector, obtaining a Cronbach’s alpha coefficient of 0.992. The results reveal that 65% of the participants consider that the level of innovation is regular, 88% think that the competition in their companies is of a regular level, and 76% perceive that the level of change is deficient. The findings highlight the importance of digital transformation in manufacturing companies, highlighting the adoption of agile methodologies as crucial to improving processes and productivity. In addition, innovation is essential to developing high-quality products and services, reducing costs and time. Digital transformation with agile methodologies redefines the value proposition, focusing on the customer and improving their digital experience, which differentiates companies in a competitive market.